The key to making your Buy to Let venture work for you is finding the most suitable mortgage deal.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. For this service a fee of £250 is payable on all standard mortgage applications, £100 for standard re-mortgages and £250 where capital is being raised. All fees are paid on mortgage offer.
While Buy to Let mortgages are similar to residential mortgages, there are important differences to consider. Buy to Let requires a larger deposit (typically 25%) and most lenders will base their lending on the rental income assessment received from the valuer.
Most Buy to Let mortgages will have a higher interest rate than that of a residential mortgage and the booking and arrangement fees tend to be much higher also.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
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